Tuesday, May 12, 2009
Invest in your future
I often hear members of my support group say a suggested self-help method is "too expensive". I'll agree, some things are rather expensive for people on Disability, but you have to do a cost-benefit analysis, rather than just look at the size of the number you're about to put on your credit card.
For example, there was no question that my old mattress needed to be replaced, but what finally convinced me to try the Sleep Number bed was the information that I could use it for 30 nights, and if I didn't like it, return it and owe only the delivery fee. I'm glad I took the gamble -- after buying it, I was able to work enough additional hours that the bed paid for itself in the first year!
Something that costs $100 a month might look like a huge chunk of your SSDI check, but what if that expenditure produced enough improvement that you could trade your SSDI check for a full-time paycheck? Even Bernie Madoff would be impressed by a $100 investment that returned $2500!